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No Interest If Paid Within 3,6, or 12 Months*
*Minimum monthly payments required.
Applies to purchases of $300, $700, or $1000 or more made on the CareCredit
consumer credit card account. Under the promotion, no finance charges will be
assessed on the promotional purchase as long as: fl) you pay the promo purchase
amount in full within 3, 6 or 12 months (the"promo period"), and (2) you pay,
when due, the minimum monthly payment on your account, which includes a
required minimum monthly payment on the promo purchase. If you fail to satisfy
either of the above conditions, all special promo terms will be terminated and
finance charges will be assessed on the promo purchase amount from the date of
the purchase. See additional disclosure below.
24 Months, 36 Months, 48 Months Fixed Payment 9,9% APR
**Applies to purchases of $1000 or more on a CareCredit consumer credit card
account. Fixed minimum monthly payments equal to 4.61% for 24 months, 3.22% for
36 months or 2.53% for 48 months of the promotional purchase amount will be
required each month until the promotional purchase is paid in full, in addition
to any other required minimum payment. Finance charges will be applied to the
promotional balance at the fixed daily periodic rate of .0271% (corresponding
fixed ANNUAL PERCENTAGE RATE of 9.9%) until the promotional balance is paid in
full. If minimum monthly payments on your account (including optional
insurance/debt cancellation charges) are not paid when due, all special
promotional terms may be terminated. Standard account terms apply to
non-promotional purchases. Optional credit insurance/debt cancellation charges
on your promo purchase are not subject to the promotional terms. Variable APR
is 22.98% as of March 1, 2005. Fixed APR of 26.99% applies if the minimum
payment is not made by the payment due date two times in any six consecutive
billing periods. Minimum finance charge is $1.00. Existing cardholders should
see their credit card agreement for standard terms. Offer is subject to credit
approval by GE Money Bank. See additional disclosure below.
Payment Estimator Disclosure
+The required minimum monthly payment is the approximate amount
required to be paid each month for the corresponding initial purchase (includes
initial amount and applicable taxes) and assumes that no additional purchases
or charges (i.e. late fee, credit insurance, etc.) are incurred nor the
interest rate changes. Monthly payment amounts are principal and interest
charges. The payment schedule assumes only the required minimum payments are
made each month when due. The customer is permitted to pay more than the
minimum amount due each month, and by doing so, the balance will be more
quickly repaid and less finance charges will be incurred. For full description
of the terms governing this account, refer to the CareCredit Credit Card
Agreement with GE Money Bank.
++ 6 and 12 months Are not available in all
offices. Please ask for availability.
*** Subject to credit approval.
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